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In this issue:
Winter Energy Saving Tips
Safe, Defensive Driving
12 Ways to Keep the Holidays Stress–Free
Sleep Efficiency
Health Benefits of a Pet
7 Signs You're Ready to Buy a Home
How to Use Your EAP

No–Cost and Low–Cost Tips to Save Energy This Winter
Here you'll find strategies to help you save energy during the cold winter months. If you haven't already, conduct an energy audit to find out where you can save the most, and consider making a larger investment for long–term energy savings...

Safety First
Teach Your Teen to Drive Defensively
There's a new Liberty Mutual Web site to help parents turn teens into safe drivers...

Small Car Driving Safety
Smaller cares are popular right now, and they will be the wave of the future as the government increases mandatory gas mileage to 39 miles per gallon. That's the average for cars made by an individual company. For specific cars, the mandatory mileage is 35.5. It won't happen until 2016. Car makers already have or will soon have cars that meet or exceed the standard...

Driving is No Time to Multitask
It's no surprise that talking on the phone while driving is distracting. But now researches at the University or Warwick have quantified it...

Better Ideas for Safer Driving
Even if you've been driving for many years, one or two of these ideas will be new to you. Check them out...

12 Ways to Keep the Holidays Stress–Free
The holidays are supposed to be a time of warmth, joy and excitement. And for many people, they are. Still, the anxiety of having too much to do in too little time, the pressure of unrealistic expectations and the tendency to overeat and overspend can easily overshadow holiday happiness. The following suggestions will help you enjoy the season to its fullest with a minimum of stress...

A Focus on ‘Sleep Efficiency'
When it comes to having a body that is resistant to colds, the number of hours you spend in bed is less important than the quality of your sleep...

Health Benefits of a Pet
The Doctors at the University of Cambridge say people's physical and psychological well being improves after they get a dog or cat...

7 Signs You're Ready to Buy Your First Home
Here are the way to know when it makes sense financially to purchase your first home...

How to Use Your EAP
When help is needed call 1–800–433–2320. The office coordinator will ask for your name, employer and a brief description of your presenting concern. If an emergency exists you will be given immediate assistance. If your situation is not an emergency, you will be offered telephone assistance and/or in–person sessions to complete an assessment and make a referral for treatment if needed. ...

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